Buy Here Pay Here financing is a type of auto financing where the dealership acts as the lender. You can purchase a vehicle and make your payments directly to Traditional Autos through flexible in house financing options.
If you are already fully approved through our online application, you will only need to bring a valid photo ID and your initial down payment to your vehicle selection appointment.
If you are pre-approved or have not yet applied, please bring proof of income such as pay stubs or benefit documentation, proof of residence like a utility bill or lease agreement, and a valid photo ID including a driver license, state ID, or passport. Bringing these items helps speed up the approval and vehicle selection process.
Making your payments is simple and convenient. You can pay online through our website or visit us in person at the dealership. Just click the Make a Payment option at the top of the page to get started.
Yes. In most cases, once your approval and paperwork are complete, you can drive your vehicle home the same day.
Yes. Traditional Autos includes a 3 month or 3,000 mile limited warranty on qualifying vehicles to give you added peace of mind with your purchase.
Yes. We work with customers from all types of credit backgrounds. As long as you complete an application and provide the required documentation, our in house financing program is designed to help you move forward.
Your down payment will depend on factors such as income, residence stability, and the vehicle you choose. A larger down payment may increase your approval options and give you access to more vehicles.
Yes. We report your payment history to TransUnion on a monthly basis. Making your payments on time can help you build or improve your credit over time.
Yes. As part of the financing process, we may review your credit report to help determine appropriate loan terms, down payment, and payment structure.
Requirements may vary, but most customers will need a valid photo ID, proof of income, proof of residence, and a down payment. Approval is based on your overall situation, not just your credit score.
Buy Here Pay Here financing can help you build or improve your credit by establishing a positive payment history. When you make your payments on time, those payments are reported and can contribute to strengthening your credit profile over time.
If you miss a payment, it is important to contact Traditional Autos as soon as possible. Our team may be able to work with you on options such as a short grace period or adjusting your payment plan to help you get back on track.
Buy Here Pay Here financing offers several advantages compared to traditional lenders. These include easier approval for customers with bad credit or no credit history, flexible in house financing options, and a convenient one stop experience where you can choose your vehicle and secure financing in the same place.
It also provides the opportunity to build your credit through on time payments, along with personalized support from a team that understands your unique financial situation.
